OUR PACKAGES & PRICING
$149 VIP INDIVIDUAL ENROLLMENT/AUDIT FEE
One-time Flat Audit Fee AND $99 Monthly Fee
VIP Individual Program includes the following:
- FREE 7 Day Trial for 3 Bureau Credit Reports w/ Paid Package! (after trial $29.95 per month for 3B reports)
- 3 Bureau Audit-Analysis and Scores
- 24/7 Client Portal Access per person (2 client portals if enroll in a couples package) and online account (must show proof that partner resides at the same residence.)
- Money Manager Tool, Scoretracker, Scorebuilder, ScoreMaster
- Monthly Report Updates
- Affordable Prices and No Long Term Contracts
- Unlimited Disputes
- Documentation Preparation and Certified Letters
- 30, 60, 90 Day Expert Coaching from Customer Success Manager
- Unlimited Customer Service Support
- Credit Builder Program
- Financial Tools and Credit Education
- ID Theft Alerts
- $1 Million ID Fraud Insurance (covers your whole family)
$249 PLATINUM INDIVIDUAL ENROLLMENT/AUDIT FEE
One-time Flat Audit Fee AND $149 Monthly Fee
Platinum Individual Program includes the following:
- FREE 7 Day Trial for 3 Bureau Credit Reports w/ Paid Package! (after trial $29.95 per month for 3B reports)
- 3 Bureau Audit-Analysis and Scores
- 24/7 Client Portal Access per person (2 client portals if enroll in a couples package) and online account (must show proof that partner resides at the same residence.)
- Money Manager Tool, Scoretracker, Scorebuilder, ScoreMaster
- Monthly Report Updates
- Affordable Prices and No Long Term Contracts
- Unlimited Disputes
- Documentation Preparation and Certified Letters
- Unlimited Expert Coaching and Customer Service Support
- Credit Builder Program
- Data Furnisher Suppressions
- Advance Metro 2 Compliance Challenges
- Financial Tools and Credit Education
- ID Theft Alerts
- $1 Million ID Fraud Insurance (covers your whole family)
$299 INDIVIDUALS ENROLLMENT/AUDIT FEE
One-time Flat Audit Fee AND $0 Monthly Fee
We will never charge for what we "will" do, you will only pay for the items that get deleted. There are no monthly fees and you can cancel anytime.
Pay-Per-Delete Pricing Model:
- Personal Information: $10 per deletion, per credit bureau
- Hard Inquiries: $10 per deletion, per credit bureau
- Late Payments: $40 per late payment removed, per credit bureau
- Collection Accounts: $40 per deletion, per credit bureau
- Charge-Offs: $40 per deletion, per credit bureau
- Student Loans: $100 per deletion, per credit bureau
- Tax Liens: $125 per Deletion, per Credit Bureau
- Repossessions: $150 per deletion, per credit bureau
- Evictions (Apartment Fees): $150 per deletion, per credit bureau
- Judgments: $150 per Deletion, per Credit Bureau
- Bankruptcy: $150 per deletion, per credit bureau
- Child Support: $200 per deletion, per credit bureau
- Foreclosures: $200 per deletion, per credit bureau
Pay-Per-Delete Program includes the following:
- FREE 7 Day Trial for 3 Bureau Credit Reports w/ Paid Package! (after trial $29.95 per month for 3B reports)
- 3 Bureau Audit-Analysis and Scores
- 24/7 Client Portal Access per person and online account (must show proof that partner resides at the same residence.)
- Money Manager Tool, Scoretracker, Scorebuilder, ScoreMaster
- Monthly Report Updates
- Affordable Prices and No Long Term Contracts
- Unlimited Disputes
- Documentation Preparation and Certified Letters
- Unlimited Expert Coaching and Customer Service Support
- Credit Builder Program
- Financial Tools and Credit Education
- ID Theft Alerts
- $1 Million ID Fraud Insurance (covers your whole family)
$1 DIY ENROLLMENT/AUDIT FEE
FREE DISPUTING SOFTWARE W/ CUSTOMER LETTERS AND $29.95 Monthly Credit Monitoring Fee
Do-It-Yourself Program includes the following:
- FREE DISPUTING SOFTWARE W/ CUSTOMER LETTERS
- FREE CREDIT REPAIR COURSE
- FREE 7 Day Trial for 3 Bureau Credit Reports w/ Paid Package! (after trial $29.95 per month for 3B reports)
- 3 Bureau Audit-Analysis and Scores
- 24/7 Client Portal Access per person and online account
- Money Manager Tool, Scoretracker, Scorebuilder, ScoreMaster
- Monthly Report Updates
- Affordable Prices and No Long Term Contracts
- Unlimited Disputes
- Documentation Preparation and Certified Letters
- One Monthly Free Credit Consultation
- Credit Builder Program
- Financial Tools and Credit Education
- ID Theft Alerts
- $1 Million ID Fraud Insurance (covers your whole family)
Our recommended credit monitoring is required and not included in monthly fees. Credit monitoring is an additional fee to Prosperity I.Q. program fees. We offer a 30 day free trial for 3 Bureau Credit Reports w/ a Paid Package. Click here to enroll in credit monitoring. If you would like a free consultation prior to booking please schedule here prior to enrolling. If not, simply click the button above to enroll in a Prosperity I.Q. Package!
Credit Education & Document Preparation
- Veteran Owned Company with Integrity
- Credit Builder Program
- We have fees as low as $21.99 a month
- We do not charge an hourly fee
- We charge less than you would pay for a few hours with an attorney
- We do not stick you with any hidden fees
- We will be there for you every step of the way
- 100% MONEY BACK GUARANTEE IF NO DELETION IN 120 DAYS!!
- BUILD PROSPERITY IQ AND GAIN FINANCIAL FREEDOM!!
PROSPERITY VIP MEMBERSHIP
To our loyal customers, we would like to Thank You for your support by offering 24/7 access to your SmartCredit portal for $11.99 per month after your paid Prosperity I.Q. Package is complete. Must have been an active paid Prosperity I.Q. member for 3 months to be eligible.
Membership Benefits:
- Unlimited Scoretracker, Scorebuilder, and ScoreMaster
- Unlimited Credit Monitoring
- Unlimited Money Manager Tool
- 2 monthly Credit Report & Scores from 1 Credit Bureau
- 5 monthly disputes by you at your own pace
- A La Carte 3 Business Bureau Reports & Scores
- $1 Million ID Fraud Insurance (covers your whole family)
In honor of our military members and as a Thank You for your service, we would like to offer you a 10% discount on your initial enrollment fee. The 10% discount will be for all retired and active-duty personnel. Once you sign up, make your initial payment, and provide a valid military ID, we will apply the 10% discount to your first bill. Please request a free consultation with Prosperity I.Q. Specialists, to discuss your case and applicable discount.
We would like to offer students ages 18 to 24, $50 off on your initial enrollment fee. Once you sign up, make your initial payment and provide a valid student ID, and we will apply the $50 discount to your first bill. Please request a free consultation with Prosperity I.Q. Specialists, to discuss your case and applicable discount.
To our loyal customers, we would like to Thank You for your support by offering you a 10% discount if you enroll in our Prosperity I.Q. Credit or Tax Solution services. The 10% discount will be for all loyal customers who made three monthly payments for credit restoration services or a one-time payment for tax solution services. Once you've paid one of our affordable packages as outlined above, we will apply the 10% discount to your first bill for the 2nd service. Please request a free consultation with Prosperity I.Q. Specialists, to discuss your case and applicable discount.
We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies. Our fees are reasonable and there are NO long binding contracts. We guarantee results or your money back!