Let's improve your credit score!

  • FREE credit consultation
  • FREE in-depth credit analysis
  • FREE credit recommendations
  • FREE 30-day trial for 3B credit reports with a paid package


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"For I know the plans I have for you, plans to prosper you and not to harm you, plans to give you hope and a future."

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​What you will get!


We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score.


​Easy access to your account 24/7 for live status updates on improvements on your credit reports and scores.​


We’ll maximize your score so you can achieve your goals and learn how to maintain your awesome credit long after our work is done.​

Here's How It Works

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1 — Signup

We'll give you a free consultation and credit analysis.

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2 — Relax

While we use the law to challenge​ negative items on your report

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3 — See Results

Log in to see real-time progress every step of the way

We guarantee results or your money back!

Invest in your future and prosper, today!

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See What People Are Saying!

These people had amazing results...

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"Prosperity I.Q. Financial Solutions is awesome. They created a plan during enrollment and in just one week I saw improvement with my scores through their credit builder program."​

Michael R.

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"P.IQ has set me up for success. I love the money manager tool that assists me with budgeting and the 24/7 access to my personal portals that allows me to track my scores and audit progress."​

David I.

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"They've helped me plan for a prosperous future. I recommend Prosperity I.Q. to anyone who wants to gain financial freedom. Thanks so much!"​

Tiffany G.

Get your free consultation and credit analysis