Individual Plan
$149/ month
+ $199 one-time set-up
Personal accounting for non-business owners.
- 1 bank / credit account
- Monthly expenses below $3,000
- Monthly reports included
- Not for business owners
Service 03 · Accounting & payroll
Accounting Services — pricing
Plans are tiered by how many bank and credit accounts you have and what you spend each month. Every plan carries a one-time set-up fee plus the monthly rate, and payroll can run alongside your accounting. Billed monthly or annually, paid at enrollment.
Starter Plan
$199/ month
+ $249 one-time set-up
For a business with one main account and light activity.
- 1 business bank + credit account
- Monthly expenses below $3,000
- Monthly reports included
- Entries recorded bi-weekly or monthly
Micro Plan
$299/ month
+ $399 one-time set-up
For a growing business with two accounts to reconcile.
- 2 bank / credit accounts
- Monthly expenses $3,001–$20,000
- Monthly reports included
- Entries recorded bi-weekly or monthly
Boutique Plan
$399/ month
+ $499 one-time set-up
For businesses spending up to $50,000 a month across three accounts.
- 3 bank / credit accounts
- Monthly expenses $3,001–$50,000
- Monthly reports included
- Entries recorded bi-weekly or monthly
Venture Plan
$475/ month
+ $599 one-time set-up
For higher-volume businesses with four or more accounts.
- 4+ bank / credit accounts
- Monthly expenses $3,001–$99,999
- Monthly reports included
- Entries recorded bi-weekly or monthly
Corporate Plan
$1,500/ month
+ $1,997 one-time set-up
For companies moving $100,000 to $500,000 a month.
- 4+ bank / credit accounts
- Monthly expenses $100,000–$500,000
- Monthly reports included
- Entries recorded bi-weekly or monthly
Behind on prior months?
Individual / Starter — per prior month$100
Micro — per prior month$175
Boutique — per prior month$250
Venture — per prior month$325
Corporate — per prior month$500
How the plan is set
Priced byAccounts + monthly expenses
PayrollRuns with your accounting — priced at onboarding
BillingMonthly or annual, at enrollment
DeliveryVirtual, with monthly reports
Payroll runs with your accounting
Accounting at Prosperity IQ is full-service — payroll runs alongside your monthly accounting, so pay runs, payroll filings, and your monthly reports all stay in one place, handled by one team. Payroll is priced at onboarding based on your team size and pay schedule.