Service 01 · For individuals

Individual CFO Advisory — pricing

Start with the Audit Review, then choose the monthly level that matches the decisions ahead. Prices are set — work begins once payment clears.

The full CFO Advisory for Individuals page

The dedicated page for this service — who it is for, how the advisory works, and how to start.

See the CFO Advisory for Individuals page

Start here: CFO Financial Audit Review

A full review of where you stand, what needs attention, and the right next move — includes your first call with your AI advisory agent, which you request from your portal when you're ready. This is the entry point before a monthly plan.

$299one-time · first call with your AI advisory agent included
Monthly plan

CFO Essentials

$49/ month

Foundational support to keep your financial profile current and your budget on track.

  • Profile updates
  • Budgeting support
  • No included calls — book the one-on-one call with Nicole separately when you need one
Start with the $299 Audit
Monthly plan

CFO Financial Advisory

$99/ month

Deeper reporting and planning, with a monthly call with your AI advisory agent from month two — request it from your portal each month, when you're ready.

  • Everything in Essentials
  • Detailed financial reports
  • Cash-flow & debt planning
  • Monthly call with your AI advisory agent from month 2 — requested from your portal
Start with the $299 Audit
Highest level

CFO Premium Financial & Tax Advisory

$199/ month

The full advisory level — financial, tax, wealth, and legacy planning in one place, with a monthly call with your AI advisory agent from month two, requested from your portal.

  • Everything in Financial Advisory
  • Monthly call with your AI advisory agent from month 2 — requested from your portal
  • Tax projections
  • Wealth & legacy planning
  • Estate & trust coordination
Start with the $299 Audit
Optional add-on · Separate

CFO Pay Per Delete

Billed only on verified deletions. Six-month term with unlimited disputes. Optional and separate from every monthly plan above.

$50per deleted entry, per bureau
How payment works

Paid in advance — always

All plans are paid in advance, and work begins once payment clears. If you expect to talk through your numbers every month, a plan is the better buy — Premium is $199/month, less than a single standalone call with Nicole.

$49–$199monthly plans

One-on-one with Nicole Montgomery

One full hour, one-on-one, in this service. For a specific decision when you do not have a monthly plan — or beyond what your plan includes. The same $250 rate applies in every Prosperity IQ service.

$250per 1-hour call · paid in advance
Start onboarding
Book Advisory Call